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Terms and Conditions

  1. The offer is applicable to existing and new Resident YES BANK Credit Cardholders, excluding Corporate Cardholders (hereinafter referred to as Cardholders). Credit Cardholders who have not repaid their minimum payment due within 30 days of their payment due date as mentioned on the credit card statement during the period of fulfillment of this cashback, will not be eligible for the offer
  2. Cardholders are required to use their valid YES BANK Credit Card (Card) to avail of the offer.
  3. During the period 17th October to 29th November 2020 (both dates included) (Offer Period), Cardholders on using their valid YES BANK Credit Card (Card) at Croma stores or the Croma website will be entitled for below offer
  4. The maximum cashback a customer will receive under this offer is Flat Rs 750 Cashback on Non-EMI Transactions & Flat Rs 1750 cashback on EMI transactions per day, with minimum transaction amount of Rs 15000/-
  5. 17th October to 29th November 2020 (All Saturdays & Sundays during the offer period
  6. The Offer is also applicable on payments made through EMI on YES BANK Credit cards
  7. Customers have to transact for a minimum value of INR 15000 to be eligible for the offer
  8. The offer will be valid on purchases made on Saturday and Sunday only within the specified Offer period
  9. Offer is valid once per card per payment mode. i.e. Cardmember can claim cashback for one Non-EMI transaction and one EMI transaction per day per weekend. (Applicable across and inclusive of Croma Stores and Croma Online)
  10. The cashback is over and above any other offer being offered by the stores during the offer period
  11. Two YES BANK offers can not clubbed during the offer period
  12. The cashback will be posted into the customer card account within 90 days from the offer end date of transaction i.e. 2nd March 2021.
  13. YES BANK does not endorse any of the products or brands being offered by Croma stores or the Croma website ( and does not make any warranties or representations as to the quality, merchantability, suitability or availability of products
  14. Any dispute regarding these must be addressed in writing, by the Cardholder directly to the brand.
  15. YES BANK and Croma reserves the right to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer with another Offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders. The Offer may/may not be extended as mutually agreed by YES BANK and Croma
  16. Prior to using the Croma website and/or the mobile app the Cardholder should refer, read, understand, accept and agree to the user agreement and terms and conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information.
  17. Any disclosure of information made by the Cardholder towards availing of or fulfillment of the Offer is at the sole discretion of the Cardholder and YES BANK shall not be responsible for the same. Croma may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information.
  18. This Offer is subject to the terms and conditions of Croma and the Cardholders are required to refer, read, understand, accept and agree to be bound by them prior to availing of the Offers
  19. The usage of the credit card and debit card is governed by applicable terms & conditions. Please visit for detailed terms and conditions.
  20. All decisions in respect of the offer shall be at the sole discretion of YES BANK and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against YES BANK are waived
  21. YES BANK reserves the sole right to decide on whether a purchase transaction meets the eligibility criteria.
  22. YES BANK Limited does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
  23. All the existing offers, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication
  24. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. YES BANK Limited shall under no circumstances be responsible towards the same
  25. Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly YES BANK Limited in no circumstances shall be liable for non-availability of any of the products
  26. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by YES BANK Limited or by Merchant
  27. All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  28. GST as applicable shall be payable by the customer as applicable at the time the respective Cashbacks were offered
  29. All standard Terms and Conditions (as amended from time to time) mentioned on YES BANK website would apply
  30. YES BANK shall not be liable for any loss or damage whatsoever that must be suffered, or for any personal injury that may be suffered as a result of availing of the cashback offer
  31. Any disputes arising out of this offer shall be subject to the exclusive Jurisdiction of courts in Mumbai only.
  32. Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary.
  33. YES BANK and Merchant reserve the right to extend, withdraw or terminate this Offer without prior notice, without assigning any reasons and without any liability towards any person. Further, YES BANK and Merchant reserve the right to add, amend or replace all or any of the terms of this Offer, whether similar to this Offer or not, without prior notice and from time to time, without assigning any reasons.
  34. YES BANK holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by Merchant. Any dispute or claim regarding flight services must be resolved by the Customers with Merchant directly without any reference to YES BANK
  35. YES BANK shall not be held liable for any delay or loss that may be caused in delivery of flight services provided by Merchant.
  36. The Offer is valid for Indian citizens only
  37. In the event of any misuse or abuse of Offer by the Customer, YES BANK reserves the right to deny the Offer or Merchant reserves the right to cancel the Booking
  38. YES BANK and Merchant shall not be liable for any losses or damages that may be suffered, by a Customer, directly or indirectly, as a result of participating in the Offer and/or by the use or non-use of the Card.
  39. The decision of YES BANK and Merchant with respect to all transactions under the Offer shall be final and binding on the Customer and any correspondence in this regard will not be entertained.
  40. By making the Booking through the Card during the Promotion Period, Customer (i) confirms that the its participation in the Offer is voluntary; (i) unconditionally and irrevocable agrees to these terms and conditions; (ii) consents that all information provided by the Customer may be shared by Merchant with its agents, representatives, service providers and employees, and may be used to send promotional information pertaining to Merchant to the Customer, in future
  41. If a Cardmember ceases to be a Cardmember, at any time during the Offer Period, the Offer shall lapse and shall no more be available to such Cardmember
  42. YES BANK shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of the use or otherwise of any goods/ services availed of by the Cardmember/s under the Offer
  43. YES BANK reserves the right to disqualify/ exclude any merchant establishment or Cardmember from the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the Offer or otherwise by use of the Card
  44. No queries shall be entertained after 90 days from the closure date of the Offer Period. The existence of a dispute, if any, regarding the Offer shall in no event constitute a claim against YES BANK
  45. The participation in the Offer is entirely voluntary and it is understood, that the participation by the Cardmember/s shall be deemed to have been made on a voluntary basis.